NAJM
TBY talks to Dr. Mohammad H. Al Suliman, CEO of Najm on finance sector.

BIOGRAPHY
Dr. Mohammad H. Al Suliman was appointed CEO of Najm in 2019 after holding leadership positions in various sectors. Prior to joining Najm, he served as VP corporate development at the Saudi Telecom Company (STC). Earlier, he was COO at the Saudi Kuwaiti Finance House and VP of Klever Marketing in the US. He obtained his bachelor’s degree in information systems from King Fahd University of Petroleum and Minerals (KFUPM), a master’s in the same field, and a PhD in strategic management and information technology from Claremont Graduate University in the US.How have you rebranded your organization, and how do you continue to offer your services?
Najm has been around since 2007, doing accident reporting, insurance policy reconciliation, and serving as hub for the insurance industry. In March 2019, we unveiled a new corporate identity to change the community's perceptions, as we change the way we provide our services. Today, Najm is keen to become more customer focused and sales driven, rather than just being an actively operational organization. Najm's approach is aligned with Vision 2030 in regard to full automation, AI, IoT, and machine-to-machine communications. We have successfully accomplished the automation of all our services. We also want to have innovative solutions like “scenarios creation" for accidents, because we sometimes have trouble determining liability among the parties involved in an accident. Najm is on track to becoming a big data company and intends to use that to improve quality of life for people in Saudi Arabia.
How do you envision using the data you collect for policy recommendations to improve road safety?
Najm provides what we call “non-organic growth." Our new strategy goes through other agencies as well, making Najm similar to a critic bureau style. We try to estimate the insured's likelihood for risk, which helps insurance companies give the insured a no-claim discount based on the insured's track. This is a big boost for us, because we have helped many customers get lower rates. The Saudi Arabian Monetary Authority (SAMA) is the biggest driver behind Najm, in collaboration with the Ministry of Interior. It truly enables Najm, as we are the only organization providing such services. On another level, we are making fraud protection a priority and working to raise the awareness of fraud. We are also engaging in strategic links with the leader companies in IT market to utilize their solutions to improve road safety and increase efficiency. ✖

TABLE OF CONTENTS
Interview
Mohammed A. Al-Mowkley , Deputy Minister of Water Services, Ministry of Environment, Water, and Agriculture & CEO, National Water Company (NWC)
NWC leads the Kingdom's efforts to preserve water as a non-renewable national resource and drastically reduce the average per capita water consumption.
read articleInterview
Majed H. Al Saadi , Managing Director, Priority Projects Office (PPO), Local Content and Government Procurement Authority
PPO and ECA act as an accelerator for the realization of Vision 2030 by bridging the gap between the private and public sectors and helping the government diversify the economy in the long run.
read articleInterview
HRH Princess Hala bint Khaled bin Sultan Al-Saud C, Chairman, Saudi Law Conference (SLC) organizing committee & Founder,, Burhan Almarifa
Burhan Almarifa is focused on maturing the legal sector, encouraging innovation, and enabling research and development in KSA through knowledge transfer and consultancy.
read articleInterview
Sahel N. Abduljauwad, Rector, King Fahd University oF Petroleum & Minerals (KFUPM)
The King Fahd University of Petroleum & Minerals has long been the backbone of Saudi Arabia's formidable drilling expertise. Today, it is working to train the next generation of renewable energy and water management scientists.
read articleInterview
Dr. Abdullah Al-Rubaish, Rector, Imam Abdulrahman bin Faisal University (IAU)
Dr. Abdullah Al-Rubaish was appointed vice president of KFU in 2007 and president in 2010. He combined his executive experience from serving in various deanships at KFU with academic practices to become associate professor of medicine and work as a medical consultant at the Department of Internal Medicine. He graduated from KFU's College of Medicine and completed his medical internship at KFHU, where he also pursued a fellowship program. He became a member of the UK Royal College of Physicians and the Arab Board after he completed his sub-subspecialty in Pulmonary Medicine at the University of Alberta, Canada.
read articleInterview
Rajaa Moumena, Founder & President, Future Institute of Higher Education and Training
Saudi Arabia is allowing women more privileges, including driving and becoming ambassadors. The Future Institute of Higher Education and Training is trying to help by providing courses they need to adapt to this new world.
read article